Policy Features

Life insurance should be the cornerstone of your personal financial plan. A CNMA Associate will work with you to determine the kind of coverage that best suits your needs at the best possible rate, to help your loved ones remain financially secure even if you can't be there to provide for them. Our policies have the following features:

Level Death Benefits - Coverage remains level until age 95.

  • » Guaranteed Level Premiums for the first 10 years for Trendsetter® Super 10.*
  • » Guaranteed Level Premiums for the first 15 years for Trendsetter® Super 15.*
  • » Guaranteed Level Premiums for the first 20 years for the Trendsetter® Super 20.*
  • » Guaranteed Level Premiums for the first 30 years for the Trendsetter® Super 30.*
  • » Guaranteed renewable to age 95. The policy can never be cancelled by the company (except for non-payment of premiums, misstatement or fraud).

Association membership not required.

Convertible - The policyowner may change his or her Trendsetter policy to a whole life, universal life, or variable universal life insurance policy made available by Transamerica Occidental Life Insurance Company at the time of the exchange and in the same or lower face amount without providing evidence of insurability. This option must be exercised prior to the insured's 70th birthday (75th birthday for Preferred Plus class).

Benefits are payable upon proof of death from any cause, any place in the world, subject to the policy terms (suicide excluded during the first two policy years).

Issued by Transamerica Occidental Life Insurance Company, a leading provider of insurance investment products for individuals and companies; rated A+ (Superior), second highest of 16 ratings for for financial strength as of October 2004 by A.M. Best, one of the leading providers of ratings of insurance companies.

Your spouse may also apply for coverage. Spouse may select any amount of coverage and can apply even if you choose not to apply.



To schedule a one-on-one in depth discussion with CNMA Financial Advisor, please call:

Radi Miranda
License Nos.

0612399 (CA)
W010286 (FL)

CNMA Multi Insurance Agency
895 E. Yorba Linda Blvd. #202-A Placentia, CA 92870

(714) 552-3993

(714) 978-0518

cnmainsurance@aol.com (Insurance)

radimiranda@tfamail.com (Securities)

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